A three-panel collage showcasing a modern home exterior, a minimalist living room with a circular chandelier, and a luxury backyard with a lap pool.
S
Sanjesh Sharma
Founder & Principal

A family business built one Home and Loan at a time.

Sanjesh Sharma entered mortgage lending in 1990, expanding into home flipping in 1994 and ground-up construction in 2000, funding over 7,000 mortgage loans and more than 1,000 development projects along the way. Today, alongside his son Ashton, who manages design and build finishes, the duo represents a multi-generational commitment to building lasting local community footprints.

30+ Years
Lending & Real Estate Experience
1,000+
Renovation & Development Projects
7,000+
Funded Mortgage Loans
SHARMA & FAMILY STORY

A Family Business, Built One Home at a Time

Sanjesh Sharma entered mortgage lending in 1990, expanding into home flipping in 1994 and ground-up construction in 2000. Today, alongside his son Ashton, who manages design and build finishes, the duo represents a multi-generational commitment to building lasting local community footprints.

Sanjesh Sharma with his family
RECENT DEVELOPMENTS

Before & After Spotlight

View All Projects
Before renovation: 61st Street Bungalow in View Park
BEFORE
Original Site Conditions — 61st Street Bungalow, View Park
After renovation: 61st Street Bungalow in View Park by The Sharma Group
AFTER
Completed 61st Street Bungalow by The Sharma Group
MORTGAGE PROGRAMS

A Few of Our Most Popular Programs

See all 12 loan and financing options built around your real estate goals.

Fixed Rate

Conventional Financing

Competitive rates on 15 and 30-year fixed conforming home loans. Ideal for borrowers with strong credit looking to secure primary or secondary residential properties.

  • • Min 3% Down Payment
  • • Standard Disclosure Process
Learn More
GOVERNMENT

FHA & VA Programs

Government-backed financing with low down payments, flexible eligibility, and custom terms designed to protect military veterans and first-time buyers.

  • • FHA 3.5% down, VA 0% down for VA-eligible
  • • FHA streamline available
Learn More
Portfolio

Jumbo Portfolio Loans

Non-conforming premium loan options tailored for high-value properties in luxury metropolitan markets. Highly flexible underwrite conditions.

  • • Asset-based options, interest-only available
  • • Flexible underwriting, up to $5M
Learn More
DEVELOPMENT

Renovation & Fix-Flip

Financing structured for real estate investors. Covers property acquisition plus renovation costs, managed directly by the same team overseeing construction.

  • • Direct In-House Processing
  • • Interest-Only Terms Available
Learn More
CLIENT PERSPECTIVES

Cornerstones of Trust

“

Sharma and team — I've had distinct pleasure of hearing about Sharma for the last 20 years and began working with him personally 15 years later. Whispers in the industry, spoke about him as an almost this mythical figure that could take any real estate challenge you were facing and find solution to make it work. I've first hand watched him navigate loans that other mortgage professionals had given up on and arrive at desired goal. More Importantly, he's always been brutally honest with clients about what the road ahead might entail realizing that setting proper expectations is more important than big promises. I can't say enough good things about him as a professional or as friend. Thank you Sharma and team for commitment to excellence.

“

I highly recommend Sharma! He helped Josue and John secure the financing for the Fern property and was extremely thorough and detail-oriented throughout the entire transaction. His communication was consistently excellent, and he kept everyone informed every step of the way. Michelle, his assistant, was equally amazing—always responsive, professional, and willing to go the extra mile to keep everything moving forward. Sharma and Michelle have also helped many of my other clients, consistently providing the same exceptional level of professionalism, attention to detail, communication, and care. Thank you both for your dedication, outstanding service, and for helping make this transaction another successful one. It is always a pleasure working with you!

“

I've known and worked with Sharma for over 15 years, and he has always been a true professional. Every client I've referred to him has been treated with care, respect, and personal attention. He's knowledgeable, responsive, and someone I trust completely. I highly recommend Sharma for any mortgage needs.

Ready to Achieve Your Real Estate Investment Goals?

Contact The Sharma Group to discuss your financing or real estate goals.

A three-panel collage showcasing a modern home exterior, a minimalist living room with a circular chandelier, and a luxury backyard with a lap pool.
S
Sanjesh Sharma
Founder & Principal

A family business built one Home and Loan at a time.

Sanjesh Sharma entered mortgage lending in 1990, expanding into home flipping in 1994 and ground-up construction in 2000, funding over 7,000 mortgage loans and more than 1,000 development projects along the way. Today, alongside his son Ashton, who manages design and build finishes, the duo represents a multi-generational commitment to building lasting local community footprints.

30+ Years
Lending & Real Estate Experience
1,000+
Renovation & Development Projects
7,000+
Funded Mortgage Loans
SHARMA & FAMILY STORY

A Family Business, Built One Home at a Time

Sanjesh Sharma entered mortgage lending in 1990, expanding into home flipping in 1994 and ground-up construction in 2000. Today, alongside his son Ashton, who manages design and build finishes, the duo represents a multi-generational commitment to building lasting local community footprints.

Sanjesh Sharma with his family
RECENT DEVELOPMENTS

Before & After Spotlight

View All Projects

61st Street Bungalow View Park

61st Street Bungalow, View Park before renovation61st Street Bungalow, View Park after renovationBEFOREAFTER
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Effie Street Residence Silver Lake

Effie Street Residence, Silver Lake before renovationEffie Street Residence, Silver Lake after renovationBEFOREAFTER
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Indiana Avenue Remodel South Pasadena

Indiana Avenue Remodel, South Pasadena before renovationIndiana Avenue Remodel, South Pasadena after renovationBEFOREAFTER
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← Drag photo or use arrow keys →
MORTGAGE PROGRAMS

A Few of Our Most Popular Programs

See all 12 loan and financing options built around your real estate goals.

Fixed Rate

Conventional Financing

Competitive rates on 15 and 30-year fixed conforming home loans. Ideal for borrowers with strong credit looking to secure primary or secondary residential properties.

  • • Min 3% Down Payment
  • • Standard Disclosure Process
Learn More
GOVERNMENT

FHA & VA Programs

Government-backed financing with low down payments, flexible eligibility, and custom terms designed to protect military veterans and first-time buyers.

  • • FHA 3.5% down, VA 0% down for VA-eligible
  • • FHA streamline available
Learn More
Portfolio

Jumbo Portfolio Loans

Non-conforming premium loan options tailored for high-value properties in luxury metropolitan markets. Highly flexible underwrite conditions.

  • • Asset-based options, interest-only available
  • • Flexible underwriting, up to $5M
Learn More
DEVELOPMENT

Renovation & Fix-Flip

Financing structured for real estate investors. Covers property acquisition plus renovation costs, managed directly by the same team overseeing construction.

  • • Direct In-House Processing
  • • Interest-Only Terms Available
Learn More
COMMERCIAL

Commercial Financing

Financing for income-producing commercial properties, with terms structured around property cash flow.

  • Multifamily (5+ units), mixed use, retail & office
  • Up to $10M loan amount
Learn More

Swipe to explore our programs

CLIENT PERSPECTIVES

Cornerstones of Trust

Ready to Achieve Your Real Estate Investment Goals?

Contact The Sharma Group to discuss your financing or real estate goals.