About this website
This website provides information about The Sharma Group, its mortgage lending services, and its real estate development work. These terms apply to your use of this website. Separate applications, disclosures, written agreements, and loan documents govern any financial or real estate transaction.
Mortgage information and loan decisions
Loan programs, eligibility information, examples, and financing descriptions on this website are general information. They are not a loan approval, a rate lock, a commitment to lend, or an offer to purchase or sell a property.
Available programs, rates, fees, and terms may change. A borrower’s actual options depend on the applicable lender’s requirements, underwriting, credit and income review, property eligibility, and other transaction-specific conditions. Rely on the written disclosures and documents provided for your own transaction.
Inquiries and applications
Calling, emailing, or requesting a flyer starts a conversation with our team. It does not complete a mortgage application or create a loan agreement. The team will explain the appropriate next steps and the information required for your request.
Do not send Social Security numbers, bank account details, tax returns, or other sensitive financial documents through ordinary email. Ask the team for the approved secure method before providing those materials.
Real estate projects and examples
Project descriptions, photographs, and before-and-after examples illustrate work presented in our portfolio. They are not promises of a particular construction result, property value, investment return, completion date, or future availability. Any engagement for a property or project requires its own written agreement.
Using website content
You may view this website and use its information for your own inquiries. Website text, photographs, graphics, and branding may be protected by intellectual property rights. Obtain permission from the relevant rights holder before reproducing or distributing protected materials beyond uses permitted by law.
Do not use this website unlawfully, impersonate another person, interfere with its operation, attempt unauthorized access, or submit harmful code or fraudulent information.
Third-party services
Links to lenders, application services, maps, or other third-party websites take you to services with their own terms and privacy practices. Review those terms and notices before using the service or submitting information. Linking to a service does not replace the disclosures and agreements applicable to that service.
Website information and availability
We aim to keep website information useful and accurate, but errors, outdated details, or interruptions may occur. Contact the team to confirm information important to a decision. Website information is not individualized legal, tax, or investment advice. Consult an appropriate qualified adviser about your own circumstances.
These website terms do not change the rights, protections, disclosures, or obligations that apply to a mortgage or real estate transaction under applicable law or a signed agreement.
Privacy and updates
Read our Privacy Policy for information about website inquiries and related privacy notices. We may update these website terms as the site and its services change. The date shown on this page identifies the latest revision.
Contact
Questions about this website or these terms can be directed to The Sharma Group at sharma@thesharmagroup.net or 626-712-3052.
